At Havend, we provide a different and better experience— a safe place for insurance advice without the fear of being mis-sold, over-sold, or pressure-sold.
› InsureWell Assessment (IWA)
A detailed, obligation-free review of your coverage, ensuring it is sufficiently and suitably aligned with your needs without paying unnecessarily for excess coverage.
› RetireSURE Assessment
A sound retirement income solution built on Cashflow, Coverage, and Certainty of Income, with clear guidance on optimising your CPF monies.
› IP Rider Second Opinion
A fee-for-advice service giving you a clear, unbiased second opinion on whether downgrading your IP rider makes sense.
› Young Working Adult Bundle
A simple, curated insurance solution for 25–30 year-olds, covering life, TPD, and critical illness essentials.