At Havend, we provide a different and better experience—
a safe place for insurance advice
without the fear of being mis-sold, over-sold,
or pressure-sold.


› InsureWell Assessment (IWA)

A detailed, obligation-free review of your coverage, ensuring it is sufficiently and suitably aligned with your needs without paying unnecessarily for excess coverage.

› RetireSURE Assessment

A sound retirement income solution built on Cashflow, Coverage, and Certainty of Income, with clear guidance on optimising your CPF monies.

› IP Rider Second Opinion

A fee-for-advice service giving you a clear, unbiased second opinion on whether downgrading your IP rider makes sense.

› Young Working Adult Bundle

A simple, curated insurance solution for 25–30 year-olds, covering life, TPD, and critical illness essentials.

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