A detailed, obligation-free analysis of your insurance coverage, ensuring it is suitably and sufficiently aligned with your needs—without paying unnecessarily for excess coverage.

Receive a sound retirement income solution, focusing only on the retirement essentials, with clear guidance on optimising your CPF monies.  

An Update on Our CORE Assessments Availability*

Due to popular demand, the Havend team is currently at maximum capacity with our CPF-Optimised Retirement Essentials (CORE) assessments for clients. To ensure every assessment is done thoroughly and tailored to each client’s unique situation, we’ve temporarily put new CORE assessments on hold.

If you’d like to be among the first to access this service when it reopens, please write in to let us know — we’ll be happy to place you on our priority waitlist and notify you once CORE assessments become available again next year.

In the meantime, we will continue helping clients review their medical safety net and protection needs, which is the crucial first foundation before any comprehensive CORE assessment.

Thank you for your understanding, and we look forward to reopening this service in 2026 (exact date to be confirmed).