How I Built My Protection Foundation in My 20s
Learn how to build a strong insurance foundation in your 20s, prioritising income protection, term plans, and critical illness coverage.
An Honest Look at My Own Insurance Planning
Omar, Lead Insurance Specialist at Havend, shares an honest reflection on his own insurance planning. Learn how he navigates the five pillars of protection, balances family priorities, and ensures financial peace of mind.
Term Insurance: What Happens If You Outlive It?
Discover what happens if you outlive your term insurance policy. Learn why reaching this milestone can signify successful financial planning, and explore essential steps to ensure your retirement is secure without the need for permanent life insurance.
Life Insurance: A Smart Investment Move?
Insurance policies has evolved over the decades, ranging from pure protection to encompass savings and even investments. Term insurance, which typically offers 10, 20, 30 years of coverage has become cheaper, making insurance very affordable for everyone. Yet insurance products have also become more fanciful with many offering cash values such as whole life, investment-linked […]
Should You Get a Term Life Plan or Whole Life Plan?
When embarking on insurance planning, you will encounter terms like whole life coverage or term insurance and may be unsure which plan best suits your needs. Whole life plans are often marketed aggressively, with insurance advisers emphasising the necessity of permanent life coverage. However, at Havend, we strongly advocate term insurance in most cases, and […]