Insurance Advice,
Better Experienced™

Everyone knows the importance of receiving good insurance advice but does not enjoy the process for fear of being mis-sold, over-sold, or pressure-sold.

We promise you a different and better insurance experience, or your money back.

Insurance Advice,
Better Experienced™

Everyone knows the importance of receiving good insurance advice but does not enjoy the process for fear of being mis-sold, over-sold, or pressure-sold.

We promise you a different and better insurance experience, or your money back.

Money back guarantee

Your Assurance, Our Oath.

We are so serious about providing you with a different and better insurance experience that if there is any overselling of insurance, we will offer you a refund of the excess insurance premiums you have over-paid.

Everything we do is all about you.

Money back guarantee

Your Assurance, Our Oath.

We are so serious about providing you with a different and better insurance experience that if there is any overselling of insurance, we will offer you a refund of the excess insurance premiums you have over-paid.

Everything we do is all about you.

Transparency is Our Starting Point.

First, we want to be upfront - We are commission-based and there is conflict of interest.

Havend receives commissions as a firm when our clients purchase insurance products from us. These commissions create an inherent conflict of interest between us and our clients. 

We want you to know this because we are committed to addressing this conflict transparently, so that your interest comes first.

Transparency is Our Starting Point.

First, we want to be upfront - We are commission-based and there is conflict of interest.

Havend receives commissions as a firm when our clients purchase insurance products from us. These commissions create an inherent conflict of interest between us and our clients. 

We want you to know this because we are committed to addressing this conflict transparently, so that your interest comes first.

The CPF Playbook

At Havend, we believe CPF is one of the most powerful tools Singaporeans have for a secure retirement, yet while the CPFB site offers rich content and tools, it lacks a guide that makes them practical for real-life planning. That’s why we created The CPF Playbook — drawn from our experience as financial planners walking with thousands of clients, it turns CPF complexities into clear, actionable advice you can use. Download your copy today!

The CPF Playbook

At Havend, we believe CPF is one of the most powerful tools Singaporeans have for a secure retirement, yet while the CPFB site offers rich content and tools, it lacks a guide that makes them practical for real-life planning. That’s why we created The CPF Playbook — drawn from our experience as financial planners walking with thousands of clients, it turns CPF complexities into clear, actionable advice you can use. Download your copy today!

Free Download

Your Guide to CPF and Planning Beyond for Retirement Income

Kindly fill in the form below to download the eBook, thank you.

By clicking on the button, you agree to allow Havend to process your information and to send you emails. Havend is committed to protecting your privacy. Your email will never be disclosed to anyone. There is an unsubscribe link at the bottom of every email. You can unsubscribe anytime by clicking on the link.

Free Download

Your Guide to CPF and Planning Beyond for Retirement Income

Kindly fill in the form below to download the eBook, thank you.

By clicking on the button, you agree to allow Havend to process your information and to send you emails. Havend is committed to protecting your privacy. Your email will never be disclosed to anyone. There is an unsubscribe link at the bottom of every email. You can unsubscribe anytime by clicking on the link.

Our service promise

A Safe Haven for You

When you come to us for professional insurance advice, you enter a safe haven where trust and transparency reign. You will never overpay for what you don't need, precisely when you don't need it. We are here to ensure you and your family are always sufficiently and suitably covered.

Welcome to Havend.

Our service promise

A Safe Haven for You

A joyful young family of three laughing together in a bright living room, illustrating the sense of security provided by Havend's independent insurance advisory in Singapore.

When you come to us for professional insurance advice, you enter a safe haven where trust and transparency reign. You will never overpay for what you don't need, precisely when you don't need it. We are here to ensure you and your family are always sufficiently and suitably covered.

Welcome to Havend.

No obligations, just honest advice, we promise.

A Safe Place to Seek Insurance Advice.

› InsureWell Assessment (IWA)

A detailed, obligation-free review of your coverage, ensuring it is sufficiently and suitably aligned with your needs without paying unnecessarily for excess coverage.

› RetireSURE Assessment

A sound retirement income solution built on Cashflow, Coverage, and Certainty of Income, with clear guidance on optimising your CPF monies.

› IP Rider Second Opinion

A fee-for-advice service giving you a clear, unbiased second opinion on whether downgrading your IP rider makes sense.

› Young Working Adult Bundle

A simple, curated insurance solution for 25–30 year-olds, covering life, TPD, and critical illness essentials.

    +65

    No obligations, just honest advice, we promise.

    Get An In-Depth Analysis on Your Insurance Today.

    Stay informed and stay protected with Havend!

    Receive clear and practical insights that equip you to make informed decisions about your insurance plans.