Insurance Advice,
Better Experienced™

Everyone knows the importance of receiving good insurance advice but does not enjoy the process for fear of being mis-sold, over-sold, or pressure-sold.

We promise you a different and better insurance experience, or your money back.

Insurance Advice,
Better Experienced™

Everyone knows the importance of receiving good insurance advice but does not enjoy the process for fear of being mis-sold, over-sold, or pressure-sold.

We promise you a different and better insurance experience, or your money back.

Money back guarantee

Your Assurance, Our Oath.

We are so serious about providing you with a different and better insurance experience that if there is any overselling of insurance, we will offer you a refund of the excess insurance premiums you have over-paid.

Everything we do is all about you.

Money back guarantee

Your Assurance, Our Oath.

We are so serious about providing you with a different and better insurance experience that if there is any overselling of insurance, we will offer you a refund of the excess insurance premiums you have over-paid.

Everything we do is all about you.

Transparency is Our Starting Point.

First, we want to be upfront - We are commission-based and there is conflict of interest.

Havend receives commissions as a firm when our clients purchase insurance products from us. These commissions create an inherent conflict of interest between us and our clients. 

We want you to know this because we are committed to addressing this conflict transparently, so that your interest comes first.

Transparency is Our Starting Point.

First, we want to be upfront - We are commission-based and there is conflict of interest.

Havend receives commissions as a firm when our clients purchase insurance products from us. These commissions create an inherent conflict of interest between us and our clients. 

We want you to know this because we are committed to addressing this conflict transparently, so that your interest comes first.

The CPF Playbook

At Havend, we believe CPF is one of the most powerful tools Singaporeans have for a secure retirement, yet while the CPFB site offers rich content and tools, it lacks a guide that makes them practical for real-life planning. That’s why we created The CPF Playbook — drawn from our experience as financial planners walking with thousands of clients, it turns CPF complexities into clear, actionable advice you can use. Download your copy today!

The CPF Playbook

At Havend, we believe CPF is one of the most powerful tools Singaporeans have for a secure retirement, yet while the CPFB site offers rich content and tools, it lacks a guide that makes them practical for real-life planning. That’s why we created The CPF Playbook — drawn from our experience as financial planners walking with thousands of clients, it turns CPF complexities into clear, actionable advice you can use. Download your copy today!

Free Download

Your Guide to CPF and Planning Beyond for Retirement Income

Kindly fill in the form below to download the eBook, thank you.

By clicking on the button, you agree to allow Havend to process your information and to send you emails. Havend is committed to protecting your privacy. Your email will never be disclosed to anyone. There is an unsubscribe link at the bottom of every email. You can unsubscribe anytime by clicking on the link.

Free Download

Your Guide to CPF and Planning Beyond for Retirement Income

Kindly fill in the form below to download the eBook, thank you.

By clicking on the button, you agree to allow Havend to process your information and to send you emails. Havend is committed to protecting your privacy. Your email will never be disclosed to anyone. There is an unsubscribe link at the bottom of every email. You can unsubscribe anytime by clicking on the link.

Our service promise

A Safe Haven for You

When you come to us for professional insurance advice, you enter a safe haven where trust and transparency reign. You will never overpay for what you don't need, precisely when you don't need it. We are here to ensure you and your family are always sufficiently and suitably covered.

Welcome to Havend.

Our service promise

A Safe Haven for You

When you come to us for professional insurance advice, you enter a safe haven where trust and transparency reign. You will never overpay for what you don't need, precisely when you don't need it. We are here to ensure you and your family are always sufficiently and suitably covered.

Welcome to Havend.

No obligations, just honest advice, we promise.

A Safe Place to Seek Insurance Advice.

Connect with our advisers to address your concerns and tailor your protection. Our InsureWell Assessment offers a complimentary, no-obligation consultation, including a holistic analysis of your current insurance coverage to better understand your needs.

You can also explore our CPF-Optimised Retirement Essentials (CORE) Assessment—a sound retirement income solution that focuses only on the essentials, providing clear guidance on optimising your CPF monies. 

 

An Update on Our CORE Assessments Availability
Due to popular demand, the Havend team is currently at maximum capacity with our CPF-Optimised Retirement Essentials (CORE) assessments for clients. To ensure every assessment is done thoroughly and tailored to each client’s unique situation, we’ve temporarily put new CORE assessments on hold.
If you’d like to be among the first to access this service when it reopens, please write in to let us know — we’ll be happy to place you on our priority waitlist and notify you once CORE assessments become available again next year.
In the meantime, we will continue helping clients review their medical safety net and protection needs, which is the crucial first foundation before any comprehensive CORE assessment.
Thank you for your understanding, and we look forward to reopening this service in 2026 (exact date to be confirmed).

 

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    No obligations, just honest advice, we promise.

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