New IP Rider Changes 2026: What Singapore Policyholders Need to Know
Learn how MOH’s new 2026 IP rider rules affect premiums, out-of-pocket costs, and coverage, and what policyholders should consider before making changes.
Should I Get Life Insurance if I Have Substantial Savings?
The role of life insurance is to transfer the financial risk of a death event, often termed as “premature death” or “dying too early,” to an insurance company. Without life insurance, this financial burden could be too heavy for a family to bear. What are these financial risks? They typically include: Providing a continuous income […]
Life Insurance: A Smart Investment Move?
Insurance policies has evolved over the decades, ranging from pure protection to encompass savings and even investments. Term insurance, which typically offers 10, 20, 30 years of coverage has become cheaper, making insurance very affordable for everyone. Yet insurance products have also become more fanciful with many offering cash values such as whole life, investment-linked […]